I am now the
Director of Strategic Relationships and Community Outreach
for OJ Mortgage Inc.
Yeah, that’s my husband Stan’s company and I did get to give myself a long and fancy-ish title but I suppose it’s one of the perks of being married to the boss 🙂
So call me crazy but…I did actually volunteer for the job. I mean, I get paid but I willingly went into it understanding I would be working for my spouse. We’ve sort of been dancing around this idea for years, the planets started to really align a few months ago and after much
yellin g debate discussion casual conversation we decided to give it a real whirl.
This should be a no-brainer for me…I am a self-proclaimed, crazy in a good way networking maven (or at least I think so) and go out and about into the community as well as represent myself online every day with virtual ease. I also have been the unofficial #1 cheerleader for OJ for a long time.How long?
Well, first let’s go back in time to the morning that I signed my divorce decree for my first marriage in August 2001. My attorney advised me to find out about refinancing ASAP. Rates were significantly lower than the one I was committing to by taking over the mortgage on my soon to be former marital home. He asked if I knew anyone in the mortgage industry. I said I thought the guy I was going out with that night was a broker…aka Stan.
Eight hours later I arrived at the restaurant for our first date, albeit a little early. It took a year, a lot of stress, tears and, of course, money to get that divorce and I figured it was time to celebrate so I ordered a bottle of champagne to be delivered to the table. I think that freaked Stan out a little. He wasn’t used to such a
controlling take charge thoughtful kind of woman. I also don’t think he was expecting a first date to include a conversation about refinancing but I’m guessing he was able to write off the meal as a business expense? You’re welcome Stan!
Anyway, he told me we couldn’t really talk about my specific circumstances until after the 3rd date.
Seemed a little presumptuous but I giggled at what I sensed was his positive outlook.
Or maybe because I was already halfway into a bottle of champagne?
Did I mention I was celebrating?
Ok, it wasn’t quite like that but you get my point.
We obviously made it to date #3 and I reminded Stan that we needed to discuss my soon to balloon rates. But first I was understandably curious…why 3 dates?
In his mind, #3 would be the make it or break it date…in other words, would we go forward or fizzle like a bottle of champagne after the cork was popped? I get it…no reason to waste a lot of time if you don’t think you are all that into someone. So he was going to refinance my home and that meant I was revealing all of my finances to him. And therefore, he said he would, in turn, reveal his finances to me.
Never would it have ever crossed my mind he needed to do that.
Yep, welcome to #lifewithStan . Go ahead, search the hashtag, I use it often.
Suffice it to say, he won my trust as a mortgage broker and as an all around honest person.
And, yes, he did provide all of his financial documents prior to closing as promised.
Side note: My credit score was slightly higher…score one for me!
So I went through the refinancing process and subsequently to cheer for Stan (and all of Team OJ) for the first time in 2001. And let’s just say he totally had me at “no cost loan”.
He also was able to roll some of the home’s equity into the refinancing so I could buy a car (I got the awful mini van with a serious A/C issue in the divorce) and instead of making a $300-400 car payment, my mortgage only went up about $12 per month and I had a brand new Toyota Camry that I essentially paid for with cash out of my home.
Yeah, home prices were climbing significantly back then so I never felt a substantial loss of any kind, but still, I was hooked…on the concept of refinancing, that is. Oh and Stan too. He definitely “dazzled” me with his mortgage magic and thinking outside of the loan process box. Ultimately, it was his sense of humor that really won me over. Hey, how many mortgage guys do you know that are willing to stand on their head in the middle of a home show?
Now, almost 14 years later, we are taking our relationship to a whole other level…working together. And we are both really going to need to maintain a sense of humor if we are going to survive. We already know we pretty much disagree on everything when it comes to marketing and have completely different organizational styles, but we usually find the compromises that make us both happy.
I do have to keep in mind that he is the boss when it comes to matters regarding OJ. So here’s my proclamation…
I, Beth Blacker, do solemnly swear to be a great employee and respect Stan Blacker as the President of OJ Mortgage between the hours of 9 am and 5 pm, Monday-Friday.
Should we disagree on any matters during those hours I will defer to his years of experience in the mortgage industry and fulfill my employment duties as directed.
After hours…all bets are off.
That’s all for now…#BlackerOut !